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If You Want To Increase The Value Of Your Home Buy A Fireplace

On a cold winter night there's nothing like cuddling up in front of a fire with a loved one. The warmth from fireplaces are welcome on chilly days, and the scent of the burning wood adds a cozy ambiance to a home. Fireplaces make great gathering spots and many families enjoy lounging around the fireplace in the evenings to talk or watch television together.

Fireplaces are also attractive and add character to a home. A beautiful fireplace can be the focal point of a room, or the homeowner might choose to downplay the fireplace. Fireplaces designs should complement the style of the room. A fireplace covered in floral designs will look out of place in a room decorated in a sleek, modern style. Thought should also be given to the size of the fireplace, since a large fireplace will overpower a small room and a tiny fireplace will get lost in a cavernous room. There are many different fireplaces designs and styles to choose from to accentuate a room and express the homeowner's personality, and we'll discuss a few popular options.

Brick fireplaces

Bricks are a traditional choice for fireplaces designs. Beautiful, functional and easy to replace, bricks add a homey, old-fashioned feel to a room. Aging brick fireplaces can be spruced up with a coat of paint. While any bricks can be used for the surround, only firebricks should be used in the firebox.

Marble and Granite

Granite and marble are popular materials used in today's fireplaces designs. Granite fireplaces are handsome, durable and easy to clean. There are a number of different colors of granite fireplace designs to coordinate with a room's décor. Marble fireplaces are elegant and lovely and can add a sophisticated touch to a home. Some marble fireplaces are elaborately carved with beautiful designs.

Tile

Tiled fireplaces designs can add a splash of fun and color to the fireplace. The tiles can cover the surround of the fireplace and can be chosen in a variety of designs. For a romantic room filled with lace you might choose tiles featuring pretty floral patterns, while tiles with brightly colored geometric shapes might better suit a contemporary style room. Tile can also be used to cover the brick and give a new look to an older mantel that is past its prime.

Kiva style fireplace

For a southwestern style home, try Kiva fireplaces designs. Kiva fireplaces are curved and beehive shaped with openings at the top and bottom for the flue and the fire. Traditional Kiva fireplaces designs were created using adobe bricks, but today's models frequently use cinder blocks.

Outdoor fireplace

Many homeowners are installing outdoor fireplaces designs. Outdoor fireplaces can turn an ordinary deck or patio into something special. With patio furniture such as comfortable chairs and a dining table and chairs, the patio becomes an additional living space, ideal for entertaining friends and family. The outdoor fireplace can make the space a great place to spend time on cool summer nights, chilly spring and fall days and even in the winter.

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Is This True ??? KIVA Partners Charging 60% Interest on Donated Money?

I was surfing through the KIVA.com site and was checking out one of their lending Partners in
South America...
Their Posted Interest Rates to the Poor People
was 60%..Is this legal ???

That does not seem right. You should report that to Kiva.org. They say they only work with low-interest partner banks.

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